Presentations Tip 02 – Begin With the End in Mind

Stephen Covey offers this advice in his book, The 7 Habits of Highly Effective People”. The book is a guide to developing your personal leadership. “Begin with the end in mind” is the first habit and thus likely the most important. You can apply this first habit from Stephen Covey’s leadership prinpcles  to your presentation in three ways.

1. Develop your presentation with the end in mind. The first thing that you should do is to write a short simple statement that clarifies your purpose. Then you will develop your presentation faster and it will be better focused. Invest the time and thought to clairify the purpose and desired outcomes of your presentation. Too many people speak just because they were asked or told to speak. Thus, their presentation becomes a chore – to them and the audience.

2. Give your audience a roadmap. Tell your audience, early in your presentation, where you are going. Don’t make them guess – because you might lose, confuse or annoy them. Your audiences needs to know why they should listen to you. They have plenty of others things on their mind and they will not give you the attention you want unless you convince them that you know where you are going.

For example: “By the end of this presentation you will have a better understanding and appreciation of the safety measures that we have put into place for you.”

3. Deliver your presentation with the end in mind. The only reason you are speaking is to achieve your goal. Stay focused on your goal during your presentation so you don’t get thrown by diversions or drawn off on tangents. And if you reach your goal early – they agreed to the deal – then finish your presentation early and sign the contract.

When you know where you are going you will avoid the tangents and diversions that often destroy presentations. When you begin with the end in mind you will waste less time and be more effective. Use the advice of Stephen Covey – Begin with the end in mind.

Negotiate Credit Card Debt – Tips to Negotiate and Settle Unsecured Debt

These days you can find your creditors calling you for the settlement. They are ready to reduce you debt by some amount. They are not doing to reduce your pressure due to debt. They are doing it because they are gaining very much from the other side of this settlement. Once you understand the other side of debt settlement you can understand the reason behind personal debt relief grants and go ahead to negotiate credit card debt. The United States of America is helping these credit giving firms by giving them stimulus money. This money is given by the government to creditor to reduce their burden in the economic slowdown. The government’s money is the tax payer money hence president Obama has given soft instruction to the creditor regarding transferring this relief to the end user. The other encouraging factor for the creditors to give debt settlement is many of their customers are opting for bankruptcy as the final option to come out of the debt. In this creditor lose all the money.

To negotiate credit card debt and make the most of the opportunity, you should follow some tips and work smartly. If your debt amount is more than $10k and creditor did not approach you for the debt settlement then do not worry. You can also get the personal debt relief grants from them. Make sure that you do not pay credit card bills. If the creditor calls you for the payment of outstanding amount you tell them that you are looking for the bankruptcy this will surely scare them. They will ask the recovery agent to recover their money. I know recovery agent harass people like anything. At this point you should know your legal rights. No one in this country can trouble you just because you are not able to pay the debts back. You have to be aggressive and inform the recovery agent that you are aware of the law of land.

The creditor will surely call you for the settlement after all this. Do not jump to the settlement without doing home work from your side. Hire the professional debt relief firms who will negotiate with your creditor for the debt reduction. The legitimate and genuine firm can get you more than 50% of debt reduction which you can’t get if you negotiate with creditors.

Sending Presents This Christmas

It seems that Christmas adverts are starting to creep on our screens earlier and earlier every year, even at this time of the year shops are filled with Christmas promotions and products. It seems the nation goes into frenzy in the early months of autumn and winter trying to buy there presents earlier than ever. Also as the holiday season approaches many high street shops start raising their prices as they know people will be hammering the stores as soon as the Christmas adverts hit our screens, but there are many ways you can save this Christmas.

One of the main problems with people starting their Christmas buying early, is that the postal service’s start getting rammed as early as October. However there are many solutions to getting your presents around the world reliably and on time and comes in the form of parcel delivery couriers. In the last few years the amount of online parcel companies offering personal and dependable services has increased rapidly. You no longer have to rely on the royal mail to send gifts to your friends and family, or have to wait in hour long queues at the local post office. With parcel couriers you can expect only the most superior service as they know the needs and wants of their customers. With many families having friends and relatives living abroad these days sending their presents via parcel delivery companies is almost essential during the busy seasons.

Sending your presents and packages ahead this Christmas is a clever option as not only will you have ease of mind that your gifts will arrive on time, but the prices of delivery are also a lot cheaper. There will be millions of people looking to send their parcels, cards and letters at Christmas time especially late December so prices will rocket above the norm, and you could end up spending a small fortune just getting your presents to loved ones, before the excess spending on food and decorations. Parcel delivery will be considerably cheaper if you send them earlier. There are so many benefits of using parcel delivery couriers this Christmas, including parcel tracking, personal pickups and even insurance. With so many parcel courier companies now offering service online, you don’t have to look far to find a service that is great for you. Let this Christmas be stress free and sue a parcel courier to send your packages to loved ones around the world.